ACA Resources

The Affordable Care Act (also known as “Obamacare”) was signed into law in 2010 to help uninsured Americans get access to affordable health care. See below for more information on signing up for health care.

Special Enrollment Periods 

Before Nov. 1, 2020 and after Dec. 15, 2020 

-For people who experience a change in family size, marital status or employment

-See if you qualify here.

Open Enrollment Period 

 Nov. 1, 2020 – Dec. 15, 2020

-Receive coverage as early as Jan. 1, 2021.

Call 1-855-733-3711 for free enrollment assistance.

Or visit ncnavigator.net to schedule an appointment online.

Visit healthcare.gov to apply for health insurance.


More information:

  • You cannot be denied health insurance because of pre-existing conditions.
  • If you earn between 100% and 400% of the federal poverty level (FPL), you will qualify for federal subsidies to help reduce the monthly cost of your insurance premium.
  • In North Carolina, people earning less than 100% of FPL or more than 400% FPL will not qualify for subsidies (this varies from state to state)

How to apply for insurance on the ACA Marketplace:

  • BY MAIL: Paper Applications available
  • BY PHONE: call 1-800-318-2596. Customer service representatives available 24 hours a day, 7 days a week, assistance available in 150 languages
  • ONLINE: www.healthcare.gov (federal website), https://epass.nc.gov (state website)

What you need to apply:

  • Social Security Numbers, or document numbers for legal immigrants
  • Employer and income information for every member of your household who needs coverage (for example, pay stubs or W-2 forms)
  • Policy numbers for any current health insurance plans covering members of your household
  • Information on any current coverage or employer based coverage

Other informational resources:

North Carolina Institute of Medicine: www.nciom.org

Kaiser Family Foundation: http://healthreform.kff.org